OCEAN Lending is proud to represent and offer Home Loans From Bank Australia to our clients.
Bank Australia is one of the most environmentally conscious banks and finance providers in Australia. The bank is 100% customer-owned and their profits are used to support people and the planet. They will never use money to fund harmful industries like fossil fuels, live animal exports or nuclear weapons.
What does Bank Australia do well?
- Clean Energy Home Loan – If your home has OR you plan to add in solar panels, window glazing or meet a 7+ Star NatHERS rating to your renovation/construction you may be able to apply for a clean energy home loan. This home loan offers further discounts on your interest rate.
- Parental Pause – Bank Australia realises that introducing a new child into the family may place strain on the finances. Your income usually decreases for a period of time and your medical expenses increase. To assist their customers during this period they offer the option of pausing your home loans for three months or halving them for six. There are terms and conditions on the Bank Australia’s website regarding ‘parental pause’.
- Home Loan Products – Bank Australia offers both fully featured home loans with offset accounts or the low rate basic home loan. Both have outstanding internet banking and phone apps to manage your banking and can be used for a variety of purposes including but not limited to construction, renovations, refinancing, investing, debt consolidation and more.
Read more about how Bank Australia makes a positive impact here.
If an environmental conscious and friendly bank appeals to you we can compare Bank Australia home loans against many other lenders. CONTACT US to discuss your options.