OCEAN Lending Calculators
Helpful Calculators for Your Property and Finance Decisions
Use our calculators to estimate repayments, borrowing power, purchase costs, stamp duty and more. They are a useful starting point when planning your next property or finance decision.
Home Loan & Property Calculators
Choose a Calculator
Select the calculator that best matches what you are trying to work out.
Home Loan Repayment Calculator
Estimate your regular home loan repayments based on the loan amount, interest rate and term.
Calculate RepaymentsBorrowing Power Calculator
Get a general estimate of how much you may be able to borrow based on your income, expenses and commitments.
Estimate Borrowing PowerExtra Repayment Calculator
See how making additional repayments could reduce your loan term and the interest paid over time.
Calculate Extra RepaymentsInterest Only Calculator
Compare estimated interest only repayments with principal and interest repayments.
Compare Repayment TypesCompare Loans
Compare two loan options side by side and see how differences in rate, fees and repayments may affect the overall cost.
Compare Two LoansOffset Account Calculator
Estimate how money held in an offset account could reduce the interest charged on your home loan.
Calculate Offset SavingsProperty Purchase Cost Calculator
Estimate common upfront costs associated with buying a property and get a clearer picture of the funds you may need.
Estimate Purchase CostsStamp Duty Calculator
Get a general estimate of stamp duty and transfer costs that may apply to your property purchase.
Estimate Stamp DutyProperty Selling Cost Calculator
Estimate some of the common costs involved in selling a property and get an indication of potential net sale proceeds.
Estimate Selling CostsCar Loan Repayment Calculator
Estimate car loan repayments based on the amount financed, interest rate, loan term and any balloon payment.
Calculate Car RepaymentsA Starting Point
Calculators Help With the Numbers — Lender Policy Comes Next
Online calculators are useful for modelling scenarios, but they cannot account for every lender’s credit policy, assessment rate, fees or treatment of income and expenses. If the numbers look promising, we can help you work through the next step.
Ready to Discuss Your Finance Options?
Book a free initial conversation with OCEAN Lending and we can review your goals, numbers and suitable lending options.
Calculators and information on this page provide estimates and general information only. Results do not constitute a loan approval or personalised advice. Actual outcomes depend on lender policy, interest rates, fees, eligibility, verification and formal credit assessment.