OCEAN Lending Connect
Connect Your New Home Services and Make Every Saving Count
Organise available household services for your new address, compare the information presented and see what redirecting even a small monthly saving could do over the remaining life of your home loan.
Connect With Purpose
Do More Than Simply Turn the Services On
Moving home comes with a long list of practical tasks. OCEAN Lending Connect provides one convenient starting point for arranging available household services for your new address.
Where a new arrangement costs less than the amount you had budgeted, consider keeping the difference and redirecting it towards your home loan, offset account or household financial buffer.
Moving Made Easier
How OCEAN Lending Connect Can Help
New Home Connections
Start organising eligible household services for the property you are moving into.
Available Plan Information
Review the prices, conditions and service details presented for your address.
One Starting Point
Begin the process in one place rather than approaching multiple providers separately.
Reduce Moving-Day Stress
Arrange important services before moving day where possible.
Identify Possible Savings
Compare the expected cost with your previous service or household budget.
Redirect the Difference
Consider transferring any verified saving into your loan or offset account.
Small Dollars Add Up
What Could a Small Monthly Saving Become?
These examples show the annual amount available before allowing for any possible home loan interest benefit.
Even ten dollars a month can become an additional annual repayment.
A small regular transfer can begin reducing the balance sooner.
Repeating the saving each month can have a larger cumulative effect.
Combining savings across services may create meaningful additional cash flow.
Make the Saving Work Harder
Turn a Lower Household Cost Into a Home Loan Benefit
Once the saving is confirmed, choose where the difference should go and automate the transfer where practical.
- Calculate the actual monthly saving
- Set up an automatic transfer for the same amount
- Make an additional home loan repayment
- Transfer the amount into an eligible offset account
- Check fixed-rate additional repayment limits
- Review your home loan as well as household services
Savings-to-Home-Loan Calculator
See What a Few Extra Dollars Could Do
Enter your approximate loan details and the monthly saving you plan to redirect.
Estimates assume a principal-and-interest loan, an unchanged interest rate and the additional amount being paid monthly. Actual outcomes depend on rate changes, fees, repayment timing and lender calculations.
The Connect Process
From Moving Home to Paying More Off
Enter Your Details
Provide information about the household and the new address.
Review Available Options
Consider the prices, conditions and service information presented.
Arrange the Connections
Select an option you consider suitable and complete the required process.
Redirect Any Saving
Calculate the verified difference and consider transferring it to your loan or offset.
Frequently Asked Questions
OCEAN Lending Connect Questions
What is OCEAN Lending Connect?
It is an online service that helps clients begin organising available household services when moving home.
What services can I connect?
Available service types, providers and plans depend on the new address and options presented through the third-party platform.
Does using Connect guarantee that I will save money?
No. Possible savings depend on the services selected, location, previous arrangements and offers available at the time.
What should I do with any money saved?
You may choose to make an extra repayment, place the amount in an eligible offset account or build a household buffer.
Can small additional repayments really make a difference?
Regular extra repayments may reduce principal, future interest and the repayment period. The result depends on your loan details.
Connect Your Services
Take Another Job Off Your Moving List
Complete the connection process below to view available household service options for your new address.
Found a Better-Value Option?
Once you know the actual monthly difference, consider setting up an automatic transfer for the same amount into your home loan or offset account.
Questions? Call 0407 349 246 or email scott@oceanlending.com.au.
OCEAN Lending Connect is provided through a third-party service. Savings and connection dates are not guaranteed. OCEAN Lending does not provide utility or telecommunications advice. Calculator results are estimates only and do not take personal circumstances into account.