Book a conversation with OCEAN Lending
Let’s Talk About What You’re Hoping to Achieve
Whether you are buying, refinancing, upgrading, investing or simply looking for a second opinion, this is a relaxed, no-pressure conversation about your circumstances, available options and possible next steps.
Your Initial Conversation
You Don’t Need to Have Everything Worked Out
You do not need to arrive with all the figures, paperwork or answers. The initial conversation is an opportunity to explain what you are considering and ask any questions you may have.
We will take the time to understand your current circumstances, what you would like to achieve and any future plans that may be relevant to your lending.
From there, we can explain the likely next steps and what information may be needed should you decide to continue.
How We Can Help
What Would You Like to Discuss?
Book a conversation about your current lending, a property purchase, business finance or another finance goal.
Home Loans
Discuss purchasing your first home, moving to another property or understanding your borrowing options.
Refinancing
Review your current home loan, repayments, rate, structure and the reasons you may be considering refinancing.
First Home Buyers
Ask questions about deposits, borrowing capacity, pre-approval and the process of purchasing your first home.
Building and Renovating
Discuss construction lending, renovations, extensions, progressive payments and potential funding structures.
Car and Asset Finance
Explore finance for personal or business vehicles, equipment and selected leisure assets.
Business and Commercial Finance
Discuss business lending, commercial property, equipment, cash flow or another business finance requirement.
Book Online
Choose a Time That Suits You
Select an available appointment below. If you cannot see a suitable time, contact us and we will do our best to arrange another option.
What Happens Next?
A Simple Start to the Lending Process
Choose Your Time
Select an available appointment that works with your schedule and complete the brief booking details.
Tell Us What You Need
Include a short note about what you would like to discuss so we can prepare for the conversation.
Have a Relaxed Conversation
We will discuss your circumstances, answer your initial questions and explain any recommended next steps.
Need Another Option?
Prefer to Speak First or Need an After-Hours Time?
Call or email OCEAN Lending and we will help arrange a suitable time to discuss your lending needs.
Unit 3, 18–22 Castles Drive, Torquay VIC 3228
Email:
scott@oceanlending.com.au
Frequently Asked Questions
Before You Book
Do I need to have all my documents ready?
No. The first conversation is an opportunity to discuss your circumstances and goals. We can explain which documents may be required if you decide to continue.
What can I discuss during the appointment?
You can discuss home loans, refinancing, first home buying, investment lending, construction, renovations, car and asset finance, business lending or another finance goal.
Am I committing to an application by booking?
No. The initial conversation is designed to provide clarity, answer questions and help you understand the potential next steps. There is no pressure to proceed.
What if there is no suitable appointment available?
Call 0407 349 246 or email scott@oceanlending.com.au and we will do our best to arrange another suitable time.
Can I request an after-hours appointment?
Contact us directly to discuss an after-hours option and we will let you know what may be available.
The information discussed during an initial conversation may be general in nature until OCEAN Lending has obtained and assessed sufficient information about your objectives, financial situation and needs. Lending eligibility, criteria, fees, rates and features vary between lenders and are subject to change.