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How a Family Guarantee Helped Our Client Secure Their Dream Home
Buying a family home is a significant milestone, but for many, saving for a 20% deposit can feel like a daunting hurdle. That’s where a family guarantee can make a world of difference. Recently, we worked with a client to help them achieve homeownership using their parents’ property as a guarantor—allowing them to bypass Lenders…
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Smart Renovation Financing: Keeping Savings Intact
When planning a home renovation, balancing the dream of a perfect space with the reality of costs can be challenging. Recently, we assisted a couple in achieving their renovation goals without depleting their savings, ensuring they were financially prepared for the future. This couple wanted to undertake a significant home renovation to modernize their space…
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Expats Purchase Their Second Investment Property in Australia
Securing property finance as an expat in Australia can be challenging, especially for a second investment property. Recently, we assisted a couple in achieving this milestone which took plenty of preparation and planning, overcoming the unique hurdles faced by non-resident borrowers. Expats often encounter additional requirements when applying for property loans in Australia. Lenders need…
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How we Helped Refinance and Lower Repayments for a Client on Work Cover Income
Navigating financial challenges while on work cover income can be daunting. Many individuals find themselves facing high repayment obligations with a reduced income, making it crucial to explore refinancing options. In this blog, we’ll discuss how we assisted a client in refinancing their loans and lowering repayments while on work cover income. Understanding Work Cover…
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From Multiple Casual Employment to Car Ownership: Securing a Second Hand Car Loan with Ocean Lending
Navigating the journey from multiple casual employment roles to owning a car might seem daunting, but with the right guidance and support, it’s entirely achievable. Many people, like our recent client, find themselves in a similar situation, juggling various jobs and wondering if they can secure a second hand car loan. At Ocean Lending, we’re…
