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Fixed vs Variable Rates
Fixed Vs Variable Rates… “Should I go with Fixed or Variable Rates or should I fix them?” A common question amongst many looking to take out a loan. Which is best for you the client depends on many different personal and external factors. External Factors include:- The Economy Cash Rates Lenders Personal Factors include:- Stage…
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Finance Steps for Building a New Home
Building you dream home is an exciting venture, however can be very confusing. Get it wrong and the consequences can be costly and long lasting. We have put together the process below in order to try and assist those looking to build their new home. Please keep in mind this a guide and things can…
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What is a Mortgage/Finance Broker
The use of a Mortgage/Finance Broker is now the number one choice for consumers who are seeking a home loan or to refinance their existing loan. Businesses too use finance brokers to help them with their finance needs from car and equipment leasing to loans to help their businesses expand. WHAT MORTGAGE/FINANCE BROKERS DO Brokers work…
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How Much Deposit do I Need?
A common question from clients when looking to enter the property market is, ‘How Much Deposit Do I Need?’ Note: there is a difference between ‘the deposit required to secure a purchase of a property’ vs ‘the deposit required to obtain a loan to purchase a property’. This article will focus on the deposit required…
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Improve your Household Cash Flow
Refinancing and consolidating your home loan and other personal debts into ONE LOAN can significantly improve your household cash flow and ease financial stress…. An example on how to save nearly $800 a month * OLD Debt Position Loan balances Monthly payments Existing Home Loan (5.5% pa standard variable, 22 years left to run) $323,500…
