repayments

  • Can I refinance and buy a new car at the same time?

    The answer is…YES you can – all subject to credit approval. We helped a client do just that. Their lender had been guilty of rate creep (as they all are) and the lender we had originally placed them with was no longer competitive in the market. We were able to source a lender with a lower interest rate…

  • The Mortgage Cliff

    Already this year we have helped a few clients avoid what has been referred to as the ‘mortgage cliff’. In short, the term ‘mortgage cliff’ refers to ‘when a borrower comes off a low fixed rate say at 2% and then their repayments jump to around 5.5% (in the current market)’. Recently, we worked with…