OCEAN Lending is proud to represent and offer home loans from ‘People’s Choice’ to our clients.
People’s Choice pride themselves as a member owned ethical lender. People’s Choice is member owned. Therefore, profits don’t head into shareholders pockets – they go back into creating products and services you need at the quality you expect. They will never use money to fund harmful industries like fossil fuels, live animal exports or nuclear weapons.
What does ‘People Choice’ do well?
- 90% Lend with No Lenders Mortgage Insurance – If you work in the police, paramedic or medical industry you could qualify to borrow up to 90% of the purchase price or valuation of your property. This is great for those with a smaller deposit or those that wish to refinance for a lower rate and not pay ‘lenders mortgage insurance’ again.
- Family Guarantee Loans – If you have a low deposit and require a Guarantor Loan, they have a product that allows the guarantor to stay with their current lender. Most lenders will require the guarantor to refinance to them as well.
- Multiple Offset Accounts – They offer both fully featured home loans with multiple offset accounts or the low rate basic home loan. Both have outstanding internet banking and phone apps to manage your banking and can be used for a variety of purposes including but not limited to construction, renovations, refinancing, investing, debt consolidation and more.
Read more about People’s Choice here.
If an environmental conscious and friendly bank appeals to you, we can compare People’s Choice home loans against many other lenders. CONTACT US to discuss your options!
