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Leverage Your Business Expertise to Secure the Best Home Loan
As a former business valuer and broker, I understand firsthand the unique challenges self-employed professionals face when applying for a home loan. Your business is more than just numbers – it’s your livelihood and your future. With my intimate knowledge of valuing businesses, I’m uniquely positioned to ‘sell’ your business story to lenders in a…
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Understanding the Hidden Costs of Cross-Collateralising Your Properties
Are you considering cross-collateralising two properties to boost your borrowing power? Pause and let’s unpack what that really means. Cross-collateralisation means using one property to secure the loan on another. While it might seem like a clever way to get approved, it often comes with hidden risks and ongoing costs that many first home buyers…
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We Refinanced a Client’s Home and Investment Loan, and Saved Them Over $1000 in Repayments a Month
Refinancing your home and investment loans can seem like a daunting task, but it can actually bring incredible savings and benefits to your financial situation. Imagine reducing your monthly repayments by over $1000, just like one of our clients did when we restructured their loan. With a new loan structure in place, featuring multiple offset…
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People’s Choice
OCEAN Lending is proud to represent and offer home loans from ‘People’s Choice’ to our clients. People’s Choice pride themselves as a member owned ethical lender. People’s Choice is member owned. Therefore, profits don’t head into shareholders pockets – they go back into creating products and services you need at the quality you expect. They…
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No Deposit Loans
No Deposit Loans can be a number of different products, including but no limited to:- Kick Start / Parental Pledge / Guarantor / Family Guarantee/ Family Pledge Loans They are all designed to help:- Children/Borrowers who want to get into the property market but whatever reason have no deposit. Parents who would like to help…
