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Why Your Original Lender May Just Not be Right Anymore
We recently helped a long term client that we initially placed with a lender that helped them secure their first home, get a better deal. When we initially placed this client with that particular lender, its rate at the time wasn’t the cheapest on the market, but the lender’s policies allowed them to secure the…
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Using Existing Equity to Purchase Vacant Land
We recently helped a growing young family start the process to secure a vacant block of land to eventually build their next family home. We initially helped these clients purchase their first home, in which they worked hard to pay down on the loan, all whilst renovating and building equity in their home. This…
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Using Gifted Funds as a Deposit
With the state of the property market in Australia, using funds that have been contributed to property buyers as a gift from friends or family is very common. There are many obvious benefits of having gifted funds, however there are some things to consider before accepting these gifted funds. If receiving gifted funds from friends…
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Loan to Purchase Land
Have you found that dream block in which you can see yourself building that dream home and raising a family. You’re not alone, many Australian’s go down the same path. There are many benefits in buying land and building including reduced Stamp Duty. Applying for a loan to purchase land is the same as a…
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When Banks Don’t Always Cooperate
You have been banking with the same bank or had a loan with the same lender for many years. You believe you have been a great client and paid on time. Therefore when it comes time to obtain a new loan, you would hope that your loyalty and good history would account for something and…
