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Borrowing Near Retirement
An understandable question I get asked from clients that are approaching retirement age is…”Can I still get a 30 year loan term?” The short answer is fortunately it is possible…BUT! Many banks will consider providing customers a loan term that goes past their retirement age. The key point is to have a exit or retirement plan. Great…
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35 Year Loan Terms
Are you aware that some lenders offer ’35 year loan terms’? Of course, we always want you to pay off your loan faster and having a ‘longer loan term’ can lead you to pay more interest over the life of the loan. However, as we all know life can throw challenges and in many cases…
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Spruce up your home- protect your greatest investment!
For most people their home is their greatest investment…so it is important that you keep your property well maintained. Not only does this keep the home comfortable, it can also avoid larger bills down the track and even improve the equity in your home. We recently had a client that wanted to borrow some extra…
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Cash Back Offers
Some lenders offer ‘cash back offers’ to entice clients to refinance their lending to them. The theory behind these offers is to help new clients to cover the cost of refinancing to them. It may sound like there is a ‘catch’ but generally speaking there isn’t, you just need to be sure you understand all…
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Renovation for a Growing Family
Are you attached to your home, do you love that its close to your favourite coffee shop, beach or park? BUT! You have a growing family and as much as you love your family, living on top of one another is not going to cut it! Maybe we can increase your loan to allow you…
