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Borrowing Near Retirement
An understandable question I get asked from clients that are approaching retirement age is…”Can I still get a 30 year loan term?” The short answer is fortunately it is possible…BUT! Many banks will consider providing customers a loan term that goes past their retirement age. The key point is to have a exit or retirement plan. Great…
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Spruce up your home- protect your greatest investment!
For most people their home is their greatest investment…so it is important that you keep your property well maintained. Not only does this keep the home comfortable, it can also avoid larger bills down the track and even improve the equity in your home. We recently had a client that wanted to borrow some extra…
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Renovation for a Growing Family
Are you attached to your home, do you love that its close to your favourite coffee shop, beach or park? BUT! You have a growing family and as much as you love your family, living on top of one another is not going to cut it! Maybe we can increase your loan to allow you…
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Why Your Original Lender May Just Not be Right Anymore
We recently helped a long term client that we initially placed with a lender that helped them secure their first home, get a better deal. When we initially placed this client with that particular lender, its rate at the time wasn’t the cheapest on the market, but the lender’s policies allowed them to secure the…
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Using Existing Equity to Purchase Vacant Land
We recently helped a growing young family start the process to secure a vacant block of land to eventually build their next family home. We initially helped these clients purchase their first home, in which they worked hard to pay down on the loan, all whilst renovating and building equity in their home. This…
